If an individual requires treatment for drug addiction and dependence and is lucky enough to have health insurance, the vast majority drug and alcohol treatment programs in Murray will accept any type of health insurance and will work with clients to find out what is and is not insured. Many private health insurance entities cover outpatient and inpatient alcohol and drug treatment, although the time which is included can fluctuate. Private health insurance most often covers the first 30 days of drug rehab, although there are individuals whose plan is more substantial and may cover a more long-term residence in a drug and alcohol rehabilitation facility. It is recommended that individuals consult with their insurance company directly and to ask for any help as needed from their rehab program to figure out what is covered by your private health insurance.