If someone requires help for alcohol and drug addiction in Morro Bay, California and is fortunate enough to have some type of health insurance, most alcohol and drug treatment programs accept health insurance and will work with clients to see what treatment services are covered. A number of private health insurance companies in Morro Bay, California cover the costs of outpatient and inpatient drug and alcohol rehabilitation, but the time which is covered can vary. Private health insurance will most likely cover the first 4 weeks of drug and alcohol rehabilitation, but there are people whose coverage is more substantial and can include a more long-term length of time in a Morro Bay, California alcohol and drug rehabilitation center. It is best to seek advice of their plan from the get go with the help of their treatment center to decide what services are included by their private health insurance.