If an addict must receive help for alcohol and drug addiction and dependence and is lucky enough to be covered under health insurance, most drug rehabilitation programs in Lanoka Harbor, NJ. accept payment in the form of health insurance and will liaise with individuals to determine which rehab services are covered. The majority of private health insurance entities will cover outpatient and residential drug rehabilitation, although the time which is covered can vary. Private health insurance will typically cover the first month of alcohol and drug treatment, although there are persons whose insurance is more substantial and could also include a more long-term residence in a drug and alcohol rehabilitation program. It is asked that potential clients speak with their insurance company as soon as possible and to ask for any help as needed from their treatment center to determine what is approved by their private health insurance.