If an individual requires assistance for drug addiction in Independence, KY. and is lucky enough to have health insurance, the majority of drug and alcohol treatment programs accept health insurance and will cooperate with men and women to determine what treatment services are approved. Most private health insurance entities in Independence, KY. cover the costs of outpatient and inpatient alcohol and drug rehabilitation, although the timeframe which is included can vary. Private health insurance most often covers the first 30 days of drug and alcohol rehabilitation, but there are individuals whose plan is more substantial and may include a longer length of time in an Independence, KY. drug rehabilitation program. It is best to speak with their plan directly with the help of their rehab facility to decide what is and what is not covered by their private health insurance.