If an individual is in need of vital help for drug addiction and is one of the fortunate clients to be covered under health insurance, the vast majority drug and alcohol treatment centers in Germantown, Ohio accept health insurance and will liaise with people to determine which rehab services are covered. Many private health insurance entities will cover outpatient and residential drug rehabilitation, but the time which is included can fluctuate. Private health insurance will more than likely cover the first 30 days of alcohol and drug rehab, although there are clients whose coverage is more substantial and could also extend to a more long-term residence in an alcohol and drug rehab program. It is best to consult with their insurance company directly with the help of their treatment center to establish what is covered by your private health insurance.