If an addict requires treatment for alcohol and drug addiction and dependence and is lucky enough to be covered under health insurance, the vast majority drug treatment centers in Ferguson, KY. accept health insurance and will cooperate with potential clients to determine what is and is not insured. The majority of private health insurance companies cover outpatient and residential drug rehabilitation, although the time which is considered covered can fluctuate. Private health insurance will typically cover the first 4 weeks of drug treatment, although there are people whose plan is more extensive and may include a longer stay in an alcohol and drug rehabilitation facility. It is recommended that individuals speak with their plan directly with the help of their rehabilitation center to determine which services may be included by your private health insurance.